Banking in Egypt . . .
Have you EVER experienced that your bank can not cash your paycheck, because you don’t have a bank-account???
I got a pay-check from abroad. A closed check that is. I have many times in my life got closed checks and I also used to write closed checks if I ever wrote checks. This is to prevent anybody else to be able to cash the check, if it got stolen.
So, I got a closed check from HSBC in UK and went to HSBC here in Egypt. I don’t have any bank account at the time. I have had several accounts in different banks here in Egypt, but found out that none of them are to be trusted, so I dropped it all together.
Once I had an account . . .
in Arab International Bank: When I should take out money or cash a check, they gave the money to the one behind me (a stranger) while I was signing for it and it was me who got thrown out, when I started shouting, because I had not got my money.
In commercial Bank Egypt: They gave the whole account to somebody else from Norway, with false signature and paper. She did not even have the same hand-style as me, and did not even have my name, Her name was (Carmen Furentcia!) but with the help from The Norwegian Embassy, they only handed over my account to her. That was the account of mine that was holding the major amount of my money. I never got it back. It was never anybody that found it necessary to help me.
In CityBank: They started to withdraw money for insurance directly from my account, without telling me or ask me if I was interested to have any insurance at all. THEY had decided that it was a good idea to have their insurance.
In Misr Bank: They gave the recite of received money to an unknown person behind me. That was at a time, when those recites was necessary when one should renew the visa. The stay was according to the amount you had taken out of your account in US$ for living, if you did not have work-permit.
In Pakistan International Bank of Egypt: I had given strictly, written order of that a part of my salary (from Pakistan International School, Cairo) should automatically be transferred to my account in Denmark, since I had dept there that should be paid. But with interference from the Norwegian Embassy, they had contradicted my order and instead ordered the money to themselves (to a person from the Norwegian Embassy). With the result that I came in big trouble in Denmark and lost my account in Denmark. The Norwegian Embassy also went to my school and ordered all my post censured. All my post went to the Norwegian Embassy, although I was by now a Danish citizen and connected to the Danish Embassy. (I had my mailing-address to my work, since I at that time lived in a collective.)
In some banks, like Pakistan International Bank, you even have to pay US$ 100,- to close the account.
So . . . Now I had this check from UK I wanted to cash in HSBC.
They can not cash a closed check unless you have an account in their bank. It cost LE 3000,- (US$ 521,74) to open an account. If you don’t have the money to open an account, then you can not get your money ! ! ! ! ! !
How stupid is that???
Have you ever heard anything like that before! ! ! ! ! ! ! !
Is it like that in your country; where-ever you live in the world!?
I have never experienced anything even similar to this before, any place on earth, and I have by now traveled the earth quite well.
I didn’t get my money! ! ! ! ! . . . I had to send the check back again! . . . I lost my money!
Here in Egypt, it cost between US $ 500,- 1000,- to open an account. I have never experienced that before neither, that you have to pay to open an account. Do you have to pay to open an account in your country???
Tell me . . . Have I come to monkey-land or not???
It is no way that I want to open a new account in Egypt after these experiences, but I most certainly have the right to get my money and to cash any pay-check coming from any place in the world.
Am I right or wrong?
Sometimes, I am so engrossed by the stupidity, the lack of common sense, logical sense or ordinary individual line of thought and understanding, so I do wonder if this is genetically or educationally stupidity. If it is educationally, where do they learn to become that stupid?
Please . . . . I hope as many as possible will comment on this post. Even if you do it anonymous. Only remember to tell the country you are in.
It is important to me. . . . Thank you.